https://www.yourpointspassport.com/credit-cards daily 0.75 2026-02-23 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/1771680221778-AAU7JW47XNWJZHIEQK1K/7df365d4-dc7f-4760-8a40-23e08a19a0f6 https://www.yourpointspassport.com/credit-cards/amex-platinum monthly 0.5 2026-02-23 https://www.yourpointspassport.com/credit-cards/hilton-honors-aspire-card-by-amex monthly 0.5 2026-02-23 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/17ceb6e1-0f19-450c-a7dc-c8d144f3f5f4/9ce05bcb-af24-4890-aaf3-af00f9b0ce09 Credit Cards - Hilton Honors Aspire Card - Waldorf Astoria New York, New York Typical cash rate: ~$900–1,500+ per night outside of peak dates Points cost: 150,000 points for a Standard Room Reward This Manhattan luxury property often retails for well over $1,500 per night on holidays and weekends. Using your free night certificate here can easily represent $1,500+ in savings, far exceeding the card’s annual fee. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/210dd7be-4c0e-4da6-8a4d-dee997d6b12e/282c8b3d-3015-4504-9bc7-114249f5346a Credit Cards - Hilton Honors Aspire Card - Grand Hotel du Palais Royal, an SLH Hotel Paris, France Typical cash rate: ~€600–€1,500+ per night Points cost: 120,000 points for a Standard Room Reward In major European capitals like Paris, luxury hotel rates can climb quickly. Redeeming your free night certificate here — especially during busy dates — can unlock $500–$800+ in value. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/01f7838f-9835-45fe-aaba-241208125b91/87ada0c9-d0f3-4ed0-8c32-014cc3653067 Credit Cards - Hilton Honors Aspire Card - Umana, LXR Hotels & Resorts Bali, Indonesia Typical cash rate: ~$700–$1,000+ per night Points cost: 110,000 points for a Standard Room Reward In popular Southeast Asian destinations like Bali, luxury resorts can still be expensive. Its beachfront location and Bali-inspired service are impressive on their own — but the real differentiator is that every room includes a private plunge pool, making it a compelling aspirational redemption in Hilton’s portfolio. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/7e870ea1-da42-43f6-bee9-9e43b6e1178d/ff6e586f-c30e-4c61-9874-d287451d1cfe Credit Cards - Hilton Honors Aspire Card - The credit only applies to properties that Hilton officially classifies as a Resort. This is important because not every hotel with the word “Resort” in its name is eligible. The easiest way to verify eligibility is directly on Hilton’s website: Go to Hilton.com Enter your destination (or leave it blank to browse) Open the Filters menu Under Hotel Type, select Resort Only hotels that appear under this filter are officially classified by Hilton as Resorts and qualify for the Aspire resort credit. https://www.yourpointspassport.com/credit-cards/the-ritz-carlton-card monthly 0.5 2026-02-23 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/88aee272-9e46-4be2-9462-8a1bd786934e/35546de7-af99-4c82-b07d-ec49dd2c68f8 Credit Cards - The Ritz-Carlton™ Card™ - Mandapa, a Ritz-Carlton Reserve Ubud, Bali This is one of the most expensive Marriott properties globally, and a perfect example of extreme value on points. Typical cash rates: Often around $950–$1,700 USD+ per night (before taxes/fees) and sometimes much higher depending on dates. Points required: Standard redemptions often fall between ~94,000–132,000+ points — but on some dates, you can find nights that are 100,000 points or fewer. Free night certificate: If you find a night at 85,000 + 15,000 point top-up = 100,000 points, you’ve essentially gotten a night that could easily cost $1,200–$1,700+ USD. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/c074b55e-09ad-4c8a-a56e-7e942f172c95/IMG_8325.jpg Credit Cards - The Ritz-Carlton™ Card™ - The Ritz-Carlton Hong Kong Another excellent example — and a property many luxury travelers aspire to visit. At one point, this hotel held the title of Worlds Highest Hotel, occupying floors 102 to 118 of the International Commerce Centre in Kowloon, Hong Kong. Typical cash rates: Around $800–$1,000+ USD per night depending on season and availability. Points required: Redemptions at this property frequently land close to 85,000–88,000 points per night (a sweet spot for your certificate). If you can snag a night right at 85K (so no top-up needed), that’s potentially a $800–$1,000+ value for your free night certificate. https://www.yourpointspassport.com/credit-cards/category/Amex monthly 0.5 https://www.yourpointspassport.com/credit-cards/category/Marriott monthly 0.5 https://www.yourpointspassport.com/credit-cards/category/Hilton monthly 0.5 https://www.yourpointspassport.com/credit-cards/tag/Amex monthly 0.5 https://www.yourpointspassport.com/credit-cards/tag/Marriott monthly 0.5 https://www.yourpointspassport.com/credit-cards/tag/Chase monthly 0.5 https://www.yourpointspassport.com/credit-cards/tag/Credit+Cards monthly 0.5 https://www.yourpointspassport.com/credit-cards/tag/Hilton monthly 0.5 https://www.yourpointspassport.com/first-class daily 0.75 2026-03-23 https://www.yourpointspassport.com/first-class/lufthansa monthly 0.5 2026-03-23 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/1774262980298-1LJL1MTCZQYB7IKH29PY/7a9949fc-de82-42c8-a9f0-89d96bbb4a4d First Class - How to Book Lufthansa First Class with Points (Without Wasting Your Miles) If you’ve been in the points and miles world for more than five minutes, you’ve probably heard it already: Lufthansa First Class is one of the most iconic award redemptions out there. From the First Class Terminal in Frankfurt to the caviar service onboard, it’s one of those “bucket list” flights that people obsess over for a reason. But booking it with points? That’s where things get tricky. Here’s how Lufthansa First Class award availability actually works — and which programs I’d recommend using. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/09be2bbc-f565-4cbd-9579-69481e89db89/IMG_5070.jpeg First Class - How to Book Lufthansa First Class with Points (Without Wasting Your Miles) My real-world rule: Start looking: up to 14 days before departure What often happens: 2–3 days out Best strategy: have a backup business class booking, then swap into First if it opens That’s exactly where the right program can make or break this redemption. https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/ca90f7e1-a2c5-4f61-b4ca-b2ae338681c7/IMG_0362.jpg First Class - How to Book Lufthansa First Class with Points (Without Wasting Your Miles) - Frankfurt is the dream If you can start your itinerary at FRA, you get access to the famous Lufthansa First Class ground experience — including the First Class Terminal if you’re departing Frankfurt on Lufthansa First. Keep an eye out for the First Class Terminal directions when arriving at the airport. It’s a bespoke experience that’s unique to Lufthansa and to Frankfurt Airport. Connecting passengers can still use the First Class Lounge in the main terminal, but the Terminal is a unique experience with a chauffeur service direct to your plane. https://www.yourpointspassport.com/home daily 1.0 2026-02-16 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/1771157566016-DEJQD9P7Q03SGRLQ48GB/74846fd3-0b88-4c45-a4b5-1d7a47c7b28d https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/a7670640-984e-4e01-844d-a7921fcb7060/a306a9ab-a126-484b-85da-5c4262c88219 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/1771157659031-FAREFTWIKAQQ4XEZFQUC/4f664d24-19a6-4d9b-b44f-80a2517210c7 https://images.squarespace-cdn.com/content/v1/6991ab1f4964af4ea0a6dbe7/1771157415924-S6TIHBCT3S1MGNSGHS81/1257dbb0-ecb5-47f5-8f8c-8aeb2e5173f1